Total amount of pawnbroking loans as a proportion of the consumer credit market
Ministry of Law publishes annual statistics on pawnbroking loan volumes as a share of Singapore’s household consumer credit market. The CSV clarifies that consumer credit excludes mortgage and motor vehicle loans while including cards, licensed moneylending, and other personal borrowing. Researchers studying informal credit and pawnbroking regulation can track the sector’s relative weight from 2013 through 2015. The indicator complements broader financial stability monitoring.
Official description
Total amount of pawnbroking loans taken in relation to/as a proportion of the consumer credit market per year. Here, the consumer credit market refers to the outstanding personal loans taken by Singapore households, including credit/charge cards, pawnbroking loans, licensed moneylending loans and other types of consumer loans, but exclulding mortgage and motor vehicle loans.
Ministry of Law CSV on the total amount of pawnbroking loans as a proportion of Singapore’s consumer credit market per year for 2013 through 2015. Consumer credit here covers outstanding personal loans including cards, pawnbroking, licensed moneylending, and other consumer loans, excluding mortgages and motor-vehicle loans. Credit-market researchers gauge pawnbroking’s share of household borrowing.