CPF allocation rates
Description
Central Provident Fund Board CSV of CPF allocation rates in Singapore, showing how monthly contributions are split across CPF accounts. Each of the 183 rows gives an effective-from date, age group, account type and allocation rate, covering January 2014 to January 2026 for private sector and public sector non-pensionable employees. From 2025, following the closure of the Special Account, contributions for members aged 55 and above are fully allocated to the Retirement Account up to the Full Retirement Sum, with any excess channelled to the Ordinary Account. Useful for payroll systems and retirement planning tools.
Official description
Figures are the ratio of CPF contributions for private sector and public sector non-pensionable employees. From 2025 onwards, upon the closure of Special Account, the contributions for members aged 55 and above will be fully allocated to the Retirement Account (RA), up to the Full Retirement Sum (FRS). If members have set aside the FRS in their RA, these contributions will be channelled to their Ordinary Account (OA).
- Last updated
- Coverage
- 2014-01-01 – 2026-01-31
- Rows
- 183
- Columns
- 4
Data
| Effective From | Age Grp | Account Type | Allocation Rate |
|---|---|---|---|
| 2014-01 | 35 years & below | Ordinary | 0.6390 |
| 2014-01 | 35 years & below | Special | 0.1666 |
| 2014-01 | 35 years & below | Medisave | 0.1944 |
| 2014-01 | Above 35 - 45 years | Ordinary | 0.5834 |
| 2014-01 | Above 35 - 45 years | Special | 0.1944 |
| 2014-01 | Above 35 - 45 years | Medisave | 0.2222 |
| 2014-01 | Above 45 - 50 years | Ordinary | 0.5278 |
| 2014-01 | Above 45 - 50 years | Special | 0.2222 |
| 2014-01 | Above 45 - 50 years | Medisave | 0.2500 |
| 2014-01 | Above 50 - 55 years | Ordinary | 0.4154 |
| 2014-01 | Above 50 - 55 years | Special | 0.2923 |
| 2014-01 | Above 50 - 55 years | Medisave | 0.2923 |
| 2014-01 | Above 55 - 60 years | Ordinary | 0.5107 |
| 2014-01 | Above 55 - 60 years | Special | 0.0851 |
| 2014-01 | Above 55 - 60 years | Medisave | 0.4042 |
| 2014-01 | Above 60 - 65 years | Ordinary | 0.2415 |
| 2014-01 | Above 60 - 65 years | Special | 0.1034 |
| 2014-01 | Above 60 - 65 years | Medisave | 0.6551 |
| 2014-01 | Above 65 years | Ordinary | 0.0871 |
| 2014-01 | Above 65 years | Special | 0.0869 |
| 2014-01 | Above 65 years | Medisave | 0.8260 |
| 2015-01 | 35 years & below | Ordinary | 0.6217 |
| 2015-01 | 35 years & below | Special | 0.1621 |
| 2015-01 | 35 years & below | Medisave | 0.2162 |
| 2015-01 | Above 35 - 45 years | Ordinary | 0.5677 |
Columns
| Column | Type | Categorical |
|---|---|---|
| Effective From | Text | Yes |
| Age Grp | Text | Yes |
| Account Type | Text | Yes |
| Allocation Rate | Text | No |